Python framework questions

[mp]

Hello, I have a couple general questions.

First, how do most web frameworks serve html? I'm coding in python and
I want to keep all my html seperate from my python stuff. I can serve
these html files from a mysql database or just from the file system, do
people use both these options? Are there other options?

Second, is a cgi-bin directory really necessary? Are there security
issues with configuring Apache to allow cgi-bin execution in other
directories?

Thanks
MP