invalid token problem ?

[tag]

Thomas Krüger <thomas.krueger at gmx.net> wrote in message news:<ch1ki4$o78$00$1 at news.t-online.com>...

> Your XML is not well-formed. All quotation marks in CDATA fields (outside of
> a tag) must be quoted to ".

I got that part :)

> You XML should be: 
> <Cell Col="2" Row="10">="Actual Asset mix
>  "&text($C$46,"dd-mmm-yyyy")</Cell>
> 

but they are - it is complaining about the :
&text part ... the '"' 's are converted into " ...

any other suggestions ?